The Verma household
Mr. & Mrs. Verma live in a 2-BHK independent kothi in Vaishali Nagar Sector 3 (pin 302021). With both retired and at home through the day, their refrigerator + two ACs + electric kitchen pushed their JVVNL bill to ₹5,000-₹5,500 every month.
Why they chose this approach
- They first consulted PM Solar (Solar Awareness Foundation), an independent NGO, for free PM Surya Ghar awareness and eligibility guidance
- The NGO walked them through the official MNRE-empanelled vendor list and how to compare quotes
- The chosen MNRE-empanelled vendor uses Tier-1 components — zero risk on the subsidy claim
- The NGO provided a free roof-shadow analysis discussion on the same WhatsApp call
- All JVVNL + PM Surya Ghar paperwork was guided by PM Solar (NGO); installation by the empanelled vendor
Financials
- System size: 3 kW (5 × 540 W mono-PERC + 3 kW string inverter)
- List price: ₹1,96,000
- PM Surya Ghar subsidy: ₹78,000
- Net cost: ₹1,18,000
- 5-year EMI (SBI Solar Loan, 9% pa): ₹2,449/month
Outcome (4 months post-commissioning)
- Monthly generation: 410 units (Aug-Nov 2026 avg)
- JVVNL bill: dropped to ₹380 (mostly fixed charges)
- Net monthly position: ₹5,200 − ₹380 − ₹2,449 EMI = +₹2,371/month positive cash flow
- After year 5: pure savings of ₹4,800-₹5,200/month for the next 20 years
The Vermas now recommend PM Solar (NGO) to neighbours for free PM Surya Ghar awareness — 4 of whom subsequently booked 3 kW systems through MNRE-empanelled vendors after receiving NGO guidance.
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