PM Surya Ghar Muft Bijli Yojana

Central scheme giving up to ₹78,000 + 300 units free electricity per month to Indian households with their own roof.

PM Surya Ghar Yojana is the Government of India's flagship rooftop solar scheme launched in Feb 2024. Any Indian household that (a) owns the rooftop (or has authorisation), (b) has a valid electricity connection in the applicant's name, and (c) does not already have rooftop solar is eligible. The scheme provides up to ₹78,000 central subsidy + state-specific top-ups (e.g., ₹17,000 RREC top-up in Rajasthan) and aims for 300 free electricity units/month for 1 crore households.

₹30,000/kW for first 2 kW + ₹18,000/kW for the 3rd kW. Maximum ₹78,000 for systems ≥ 3 kW.

Central subsidy slab (residential): ₹30,000 per kW for the first 2 kW, ₹18,000 per kW for the 3rd kW, then capped at ₹78,000 for systems 3 kW or larger. Rajasthan adds an RREC top-up of ₹17,000 for systems up to 3 kW. Apply via the national portal at pmsuryaghar.gov.in.

Typically 30–45 days after net-metering activation and final inspection by your DISCOM.

Timeline: (1) Online application → 1–3 days, (2) Vendor selection from MNRE empanelled list → 1–2 weeks, (3) Installation → 3–7 days, (4) DISCOM net-metering inspection → 7–15 days, (5) Subsidy credit to your registered bank account → 30–45 days after net-metering activation. Total: 8–12 weeks from application to subsidy in hand.

Yes — collateral-free loans up to ₹2 lakh at 7% from SBI, PNB, Canara, BoB and 30+ banks.

Yes. PM Surya Ghar enables collateral-free solar loans up to ₹2 lakh for 3 kW systems at concessional rates (typically 6.75–7% reducing balance) from 30+ scheduled commercial banks. SBI, PNB, Canara, BoB, and Union Bank are the most active lenders. EMI on a ₹2 lakh loan over 5 years is ~₹3,950/month — fully covered by your solar savings (₹3,500–₹4,500/mo for 3 kW in Jaipur).

Aadhaar + electricity bill + bank passbook + roof ownership proof + photo.

Required documents: (1) Aadhaar card of the applicant, (2) latest electricity bill (connection must be in applicant's name), (3) bank passbook or cancelled cheque for subsidy disbursement, (4) roof ownership proof — property tax receipt, registry, or NOC from owner if tenant, (5) recent passport-size photo. The MNRE-empanelled vendor uploads installation photos + invoice after commissioning.

Yes — "Free Bijli Yojana" is the colloquial / Hindi name for PM Surya Ghar Muft Bijli Yojana.

Yes. "Free Bijli Yojana" / "Muft Bijli Yojana" / "PM Surya Ghar Free Electricity Scheme" are all the same scheme — the official name is **Pradhan Mantri Surya Ghar Muft Bijli Yojana**, launched 15 Feb 2024 by Government of India. It promises 300 free electricity units per month per household after rooftop solar installation + the central subsidy of up to ₹78,000.