The Mehra household
Mr. Rajeev Mehra runs a CA practice from a duplex in Malviya Nagar Sector 5 (pin 302017). With a working-from-home office, central AC, 1 induction kitchen, 1 EV (MG ZS EV), and two teenage kids streaming on multiple devices, the household's JVVNL bill had climbed to ₹9,400-₹9,800 every month.
The decision
After consulting PM Solar (Solar Awareness Foundation, NGO) for free PM Surya Ghar eligibility guidance, an MNRE-empanelled vendor's free site survey at the Mehra terrace recommended a 6 kW system based on:
- 980-1,150 units/month consumption
- 580 sq ft shadow-free RCC roof (south-east facing)
- Future-proofing for a planned second EV
Financials (indicative reference rate card)
- System size: 6 kW (12 × 540 W Waaree mono-PERC + 6 kW Sungrow inverter)
- List price: ₹3,82,000
- PM Surya Ghar subsidy: ₹78,000 (capped at 3 kW+)
- Rajasthan RREC top-up: ₹17,000
- Net cost: ₹2,87,000
- 5-year EMI (SBI Solar Loan, 8.85% pa): ₹5,949/month
- Down payment: ₹40,000 (received subsidies offset most of this)
Before vs After (4 months post-commissioning)
| Metric | Before solar | After solar |
|---|---|---|
| Monthly JVVNL bill | ₹9,400-₹9,800 | ₹380-₹460 |
| Monthly generation | 0 | 720-850 units |
| Net monthly outflow (incl. EMI) | ₹9,600 | ₹6,329 (EMI ₹5,949 + bill ₹380) |
| Monthly cash savings | — | ₹3,271 |
Local trust signals
- 5+ Mehra family neighbours in Malviya Nagar Sector 5 reached out to PM Solar (NGO) for free PM Surya Ghar guidance after seeing the installation
- JVVNL Malviya Nagar Sub-Division processed the net-meter in 18 days (typical range 20-30)
- PM Surya Ghar subsidy credited on day 41 post-commissioning
After loan tenure (year 5+)
- Net monthly outflow drops to just ₹380 (fixed charge)
- Annual savings: ₹1,12,000 for the next 20 years
- 25-year lifetime savings: ₹28-32 lakh
> "The PM Solar (NGO) team guided us through every step — eligibility, paperwork, JVVNL coordination, even the RREC top-up, and helped us pick a reliable MNRE-empanelled vendor for installation. We just signed once and started saving from month one." — Rajeev Mehra, Malviya Nagar
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