Frequently Asked Questions
About solar subsidies and PM Surya Ghar scheme
What is PM Surya Ghar Muft Bijli Yojana?+
It is a central government scheme launched in February 2024 that provides up to ₹78,000 subsidy for rooftop solar installation. The scheme targets 1 crore households to receive free electricity through solar panels.
How much subsidy can I get?+
₹30,000 for 1 kW, ₹60,000 for 2 kW, and a maximum of ₹78,000 for systems 3 kW and above. The subsidy is transferred directly to your bank account after installation and net-meter verification.
Who is eligible for the PM Surya Ghar subsidy?+
Indian citizens who own a residential property with a valid electricity connection and a rooftop suitable for solar installation. The household must not have availed a similar solar subsidy before.
How do I apply?+
Register on the official portal pmsuryaghar.gov.in, upload your latest electricity bill and Aadhaar, get technical approval from your DISCOM, and choose an MNRE-empanelled vendor for installation.
What solar loans are available?+
Under PM Surya Ghar, banks like SBI (5.75%-10.15%), Bank of Baroda (7.00%-9.15%), PNB (~7.00%), Canara Bank, and Union Bank offer loans up to ₹6 Lakh for up to 10 years. Loans up to ₹2 Lakh for systems ≤3 kW are collateral-free.
Does my state offer additional subsidy?+
14 states offer additional subsidies on top of central subsidy including Rajasthan (₹17,000), Gujarat (₹10,000/kW), Delhi (₹2,000/kW + GBI), UP (₹15,000/kW), and others. See our Subsidy India page for complete list.
What is the payback period?+
Typically 4-6 years depending on your state electricity tariff and system size. After payback, you get nearly free electricity for the remaining 20+ years of the system life.
Is Solar Awareness Foundation a government body?+
No. Solar Awareness Foundation is an independent NGO registered under Section 8 of the Companies Act, providing educational guidance only. We are not affiliated with MNRE or any government agency.